Ferchi

If your spouse didn't work outside the home or worked sporadically, he or she may be eligible to receive a benefit based on your earnings record. This only applies if it would give your spouse a larger benefit than your spouse's benefit as a worker. This special spouse's benefit is equal to half of the working spouse's , or PIA, and it starts at your spouse's FRA. The PIA is the benefit based on your earnings record, calculated assuming you had started your benefit at your FRA, and is the beginning point for many Social Security calculations. If your spouse starts the income before his or her FRA, then